Many of my clients get confused between SSI, SSDI, Social Security retirement benefits, etc. And with good reason; the acronym "SS" makes the names of these benefits too similar (clients have the same problem distinguishing between "Medicaid" and "Medicare").
Supplemental Security Income (SSI) is very different from regular Social Security Retirement benefits since you don't have to be a certain age to obtain it. If you are determined to be disabled to the point that you cannot earn enough income to meet your basic needs, regardless of your age, then Social Security Administration (SSA) will send you a cash payment each month which is designed to help you pay for food and shelter.
Another big difference between SSI and regular SS retirement benefits is that SSI has asset limitations that must be met, which are $2,000 for an individual and $3,000 for a couple. Furthermore, your "countable" income will reduce your SSI benefit amount, which means that if you have more countable income than the benefit amount then you cannot get SSI.
SSA recently announced that the maximum monthly SSI benefit amount for 2010 will be $674 for an individual $1,011 for a married couple. These are the same rates as 2009, so no cost-of-living-adjustment next year.
Some states, like Connecticut, add a "state supplement" amount to the federal benefit. The Nutmeg State tacks on $168 for an individual and $275 for a couple.
SSI benefits keep coming until you are no longer disabled. Your case can be reviewed occassionally, and if SSA believes that your condition may improve in the future then they will probably schedule periodic reviews.
You can get more detailed information at SSA's website.
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